The FHA Home Loan

"We like to think of our FHA Loan program as one of life's opportunities for our clients to succeed where they may have failed in the past. It's only one slice of the American Dream, but it's a very filling piece."

© Fhahomeloanmortgage.com 2003/2008

1st Continental Mortgage is a Licensed Mortgage Lender approved to originate the FHA Home Loan. We are not a government organization, but we are approved by HUD to originate one of the best home loan programs ever developed for the average American, the FHA mortgage. Beyond the FHA home loan program, we offer a wide selection of Conventional mortgage loan programs which help many First Time Buyers and existing homeowners achieve financial security. Our FHA loan programs includes the cost saving FHA streamline refinance program which can significantly reduce the amount of money and paperwork it takes to refinance any existing FHA loan into a lower rate. Best of all, the streamline FHA home loan does it without having to qualify for a new FHA loan. Call now at 1-888-427-5442 to learn how we can help you today!

You can get a FREE consultation from one of our FHA Home Loan Specialists by taking 30 Seconds or less to complete our Quick Inquiry Form regardless of whether you are a first time home buyer or a seasoned home owner. The FHA Loan program is an outstanding mortgage opportunity for any home buyer or home owner. Don't wait another moment! Call today at 1-888-427-5442 or you can get your FHA home loan application started by using our fast, easy, no obligation Quick Application.

Keep in mind that Federal Housing Authority (FHA Guidelines) does not originate the FHA home loans funded under the FHA loan program. They only insure the FHA mortgages underwritten and funded by approved Lenders and Brokers who then originate the FHA home loan for the benefit of their borrowers. Call today! 1-888-427-5442!

Our FHA Mortgage Opportunities

Via this site, we offer the full range of FHA Mortgage programs that provide each of our clients a valuable opportunity to not only qualify for a mortgage loan, but qualify for a low interest, fixed rate program that doesn't base your financing on a credit score! To apply for any of our mortgage programs, simply complete our easy Quick Application that comes with no surprises and no obligation!

• We offer very competitive FHA Interest Rates
• Very flexible FHA Loan Qualification guidelines
• Top notch quality controlled loan packaging that gets approvals
• Down Payment help allowed
• Creative Financing Solutions
• Simple Interest fixed mortgage rate programs and adjustable mortgage rate loans
• Low Rate Debt Consolidation Loans
• Cash Out FHA Refinance Loans
• The Streamline Refinance Mortgage Program
• HUD Approved Manufactured Home Loans
• The FHA 203k Loan for home rehabilitation and improvement
• The HUD endorsed FHA Reverse Mortgage Program
• Check out our Fantastic FHA Mortgage Calculator
• All FHA Home Loans are Fully Assumable
• Over 150 Investors with well over 500 conventional mortgage loan program variations beyond just the FHA programs you'll find here!

The fact is, we offer a broad range of loan programs that include an outstanding FHA Loan product range, the exclusive FHA Credit Flex program, all the way to our Custom Home Loan financing options, give 1st Continental Mortgage a call today at 1-888-427-5442! We're confident you won't be disappointed. We want to again invite you to apply for an FHA mortgage online using our Quick Application, or, you can just as easily request a specialty financing quote on a Luxury Home Loan. No matter what your lending needs, 1st Continental Mortgage is here to guide you home! Call today!

What Is a FHA Loan Program?

In 1937, congress created the Federal Housing Administration (FHA Loan) in order to provide a better and broader opportunity for the average American family to become home owners.

In the past, home ownership was achieved with excessively large down payments of 30% to 50% and required a loan through the local community bank under restrictive terms and conditions that the majority of Americans simply couldn't afford. Enter, the FHA Loan Program!

The act of congress which created the FHA loan has opened the door to home ownership to millions of Americans and launched a revolution in the mortgage lending industry. One of the few things in history, which many can agree, congress actually got right! We want to again invite you to apply online today using our Quick Application for an FHA loan or, any other mortgage program we offer. If you're more comfortable speaking over the phone, just give us a call today at 1-888-427-5442 for a confidential one on one conversation with a mortgage professional.